Josh Havlik leads a team of four under the trade name Elevated Risk Solutions, bringing 18 years of expertise in liability, property, and workers’ compensation insurance.

He’s a leading voice in the brewery insurance market and is deeply involved with the MN Craft Brewers Guild, the MLBA, and the emerging cannabis industry. When it comes to insuring breweries, bars, restaurants, and cannabis businesses, he and his team deliver smarter outcomes for their clients.

Outside of work, Josh is a devoted husband and father of five, an avid hockey player, and a genuine craft beer enthusiast.

Licensed Insurance Producer (Property, Casualty, Life, & Health)