Josh Havlik leads his team of four under the trade name “Elevated Risk Solutions”. With 18 years of expertise in liability, property & workers’ comp. He is a leading voice in the brewery insurance market and is very involved with the MN Craft Brewers Guild, the MLBA, and the emerging Cannabis market. When it comes to breweries, bars, restaurants & cannabis insurance, he and his team deliver smarter outcomes for clients.

Outside of work, Josh is passionate about being a good husband, a dad to his five kids, playing hockey, and drinking craft beer.